When getting a home improvement loan, there are some things you definitely should NOT do. These include:

Agree to a home equity loan if you don't have enough money to make the monthly payments.

* Sign any document you haven't read or any document that has blank spaces to be filled in after you sign.

* Let anyone pressure you into signing any document.

* Deed your property to anyone. First consult an attorney, a knowledgeable family member, or someone else you trust.

* Agree to financing through your contractor without shopping around and comparing loan terms.